LEGAL INFORMATION

CRYSTAL: SAS (French Limited company) with a registered capital of €840,015.18 and its registered offices located at 939, rue de la Croix Verte - CS 44461 - 34198 Montpellier cedex 05.
Montpellier Company Register 892 798 182 - APE 7022Z
Tel. +33 4 67 34 66 36

Publication Manager / Director

Monsieur Bruno NARCHAL, CEO of Crystal.

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Contact

Any questions or suggestions can be addressed to us at the following address: clientele@groupe-crystal.com.

Website content

Crystal makes every effort to ensure that the information presented on this website is exact and up to date, and therefore reserves the right to correct the content without notice at any time. However they cannot guarantee information provided by third parties in terms of its completeness or up to date nature (intrusion, virus). In addition, Crystal declines all responsibility (direct or indirect) in the event of delays, errors or omissions regarding the content of these web-pages of for the use that may be made of it by any person even in the event of a service interruption or unavailability, considering that Crystal has a resource and not a results obligation.

To this end, Crystal will not be liable in the event of indirect damages such as, but not limited to, losses due to transactions completed using information, loss of profit, loss of business, losses arising from a service interruption, increases to access and data processing fees.

In the same way, Crystal will not be liable for elements outside of its control and the damages to which your technical environment may be subjected, notably your computers, software, network equipment (modems, telephones, etc.) and any equipment used to access or use the service and/or data.

Finally, Crystal cannot guarantee and will in no way be held responsible for the order, precision, error-free nature, truth, updating, loyal and commercial nature, quality, correctness, genuine nature and availability of the data contained on this website.You also commit to use the information contained in this website for personal and non-commercial ends.

All information relating to one or more products (real-estate, securities, insurance, etc.) is provided as is, for information purposes only, even if it has been established using only serious and reputedly reliable sources. It will not however be construed as a purchase or sale offer by Crystal for a subscription or product or as an invitation by them to purchase or sell securities or any other investment product.

Crystal declines all liability for any use that made of this information or of any resulting consequences, especially in terms of any decisions that may be taken or actions that may be made based on this information. To this end, you remain the sole person liable for the use of the information or the results obtained by the use of the information. It remains up to you to verify the integrity of all information that you receive via the Internet.

All guarantees related to commercial use, any active contracts, the market value or capacity of the service or data to fulfil a set function are excluded.

You agree that the use and interpretation of information requires specific and thorough knowledge of the financial markets.

Any person who wishes to procure one of the services or products presented herein should contact Crystal to verify the availability of the service or product in question as well as any applicable contractual or pricing conditions.

Access to the products and services described on this website may be subject to restrictions in terms of persons or in certain countries. None of the products or services presented herein will be supplied to someone by Crystal if the law of their country of origin or any other country concerning them forbids it. The reader of this text is invited to make sure that they are legally authorised to connect to this website in the country from which the connection is established.

Copyright

The whole of this website is subject to international copyright, trademark and, in a more general sense, intellectual property legislation as regards its form (selection, organisation, topical layout, data access resources, data organisation, etc.) and each individual element of its content (text, image, etc.). This content, as displayed on the website pages, remains the exclusive property of Crystal. You therefore commit to refrain from using such content or to allow any other person to use such content for illegal purposes.

By way of exception, some of the content (text, image, etc.) remains the property of their respective authors.

Any total or partial reproduction, representation, broadcast or re-broadcast of the website content via any media or process whatsoever (notably through caching or framing) as well as any sale, resale, retransfer or any other means of making it available to third parties is strictly forbidden. Any failure to comply with this will be considered as fraud susceptible to incur the civic and penal liability of those responsible.

The sections 2 and 3 of article 4 of the (French) law dated 11 March 1957 only authorise “copies and reproductions strictly for the private use of the person making the copy and not for any collective use” as well as for analysis or as short citations, such as for illustrative purposes, “all full or partial representation or reproduction made without the specific authorisation of the author or copyright holder will be considered illegal” (first section of article 40). Any such representation or reproduction will therefore be considered fraudulent and subject to penal sanctions by application of articles L335-1 to L335-10 of the (French) Intellectual property code.

Hypertext links

Hypertext links to other websites, and more specifically the content thereof, will not incur Crystal’s liability.

Crystal will not be held liable for hypertext links leading to this website and forbids any individual from setting up such links without its specific prior authorisation.

Nominative data security

In order to meet your expectations when you consult this website, we may collect data concerning you which in turn may be subjected to automated processing operations.

Crystal makes every effort to ensure the security and confidentiality of your data in keeping with French legislation. However, Crystal cannot guarantee the security of infrastructure outside of its control (final installations) through which you connect to the website.

For more information about the processing of your data, Crystal encourages you to consult its data privacy policy.

Applicable legislation

All presentations herein are subject to French law.

Legal information for the Group companies

ANDERLAINE PROTECTION SOCIALE

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €10,000
Registered offices: 121 allée Albert Sylvestre – 73000 CHAMBERY
Chambéry Company Register: 812 929 875

REGULATORY STATUTES:

ORIAS Registration N° 15004965 as COA

ASSUR BIENS EXPAT

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €10,000
Registered offices: 939 rue de la croix verte - 34090 Montpellier
Montpellier Company Register: 519 502 611 APE 66.22Z

REGULATORY STATUTES:

ORIAS Registration N° 10053612 as COA
Member of the National Association of Financial Advisors (ANACOFI Brokering). 
Third-party insurance and financial guarantees subscribed with Lloyd’s Insurance Company S.A, Bastion Tower, Marsveldplein 5 - 1050 Bruxelles.

CGEFI

CONTACT DETAILS:

SA (Public Limited Company) subject to Luxembourg law
Registered offices: 53 boulevard royal – 2449 Luxembourg
Registration N°: B50850

REGULATORY STATUTES:

Company subject to Luxembourg law.

CRYSTAL MOBILITY

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €28,580
Registered offices: 939 rue de la croix verte - 34090 Montpellier
Montpellier Company Register: 491 144 150
Tel: +33 1 42 56 16 41

REGULATORY STATUTES:

ORIAS Registration N° 07 008 939 as COA.

Member of the National Association of Financial Advisors (ANACOFI).

Third-party insurance and financial guarantees subscribed with Liberty Mutual Insurance Europe SE, 42 rue Washington — 75008 Paris.

DS INVESTMENT SOLUTIONS

CONTACT DETAILS:

SAS (French Limited company) with a capital value of €350,000

Registered offices: 6-8 rue du Général Foy – 75008 PARIS

Paris Company Register: 429 476 807 

REGULATORY STATUTES:

ORIAS Registration N° 16004882 as COA.

Member of the National Association of Financial Advisors (ANACOFI BROKERING).

Third-party insurance and financial guarantees subscribed with Liberty Mutual Insurance Europe SE, 42 rue Washington 75008 Paris.

FINANCIERE D’ORGEMONT

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of € 10,000
Registered offices: 4 rue Papiau de la Verrie 49000 Angers
Angers Company Registry: 539 772 046

REGULATORY STATUTES:

ORIAS Registration N° 12066492 as CIF and COA.
Member of the National Association of Financial Advisors (ANACOFI-Brokering and ANACOFI-CIF)

IMMOBILIERE EXPERT

CONTACT DETAILS:

SARL (Simplified Corporation) with a capital value of €1,499,092.50
Registered offices: 9 place Amédée Bonnet – 69002 LYON
Lyon Company Registry: 391 725 454

REGULATORY STATUTES:

Real-estate professional card-holder for “Property and Commercial Property transactions” without directly handling funds, n°: CPI69012016000005971 issued by CCI - Lyon Métropole Saint-Etienne Roanne. 

Third-party insurance and financial guarantees subscribed with MMA IARD, 160 rue Henri Champion - 72030 Le Mans Cedex 9.

LA TUTELAIRE DU PALAIS

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of € 7.500

Registered offices: 11-13 Rue des Arènes – 18000 BOURGES

Bourges Company Register: 449 787 837

Tel: +33 2 48 27 27 90

REGULATORY STATUTES:

ORIAS Registration N° 07002858 as CIF, COA and MOBSP.

Member of the National Chamber of Asset Management Consultants (CNCGP). Third-party insurance and financial guarantees subscribed with MMA IARD, 14 Boulevard Marie et Alexandre Oyon - 72030 Le Mans Cedex 9.

LAPLACE

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €859,700

Registered offices: 939 rue de la Croix Verte - CS 44461 – 34198 Montpellier cedex 05. 

Montpellier Company Register: 384 956 884 

Tel. +33 4 67 34 66 36

REGULATORY STATUTES:

ORIAS Registration N° 07 008 017 for the following activities:

Financial Investment Advisor (CIF), Member of the National Chamber of Asset Management Consulting (CNCGP), professional association authorised by the Autorités des Marchés Financiers (AMF - Financial Markets Regulator), 17 place de la Bourse, 75002 Paris. Regulatory authority: https://www.amf-france.org/fr

Insurance Broker (COA), Bank Transactions and Payment Services Broker (COBSP), and Intermediary Insurance Agent (MIA), Member of the National Association of Financial Advisors (ANACOFI-Brokering), company under the control of the Prudential and Resolution Inspection Authority (ACPR) - 4, place de Budapest - CS 92459 - 75436 Paris cedex 09.

Regulatory authority: https://acpr.banque-france.fr/ Real-estate professional card-holder for “Property and Commercial Property transactions” N°: CPI 3402 2016 000 005 874 issued by CCI - Hérault. No handling of funds, goods or values for third parties. €110,000 financial guarantee subscribed with MMA IARD, 160 rue Henri Champion - 72030 Le Mans Cedex.

LINK BY PRIMONIAL

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €30,000

Registered offices: 6-8 rue du Général Foy – 75008 PARIS

Paris Company Registry: 823 654 777 

REGULATORY STATUTES:

ORIAS Registration N° 16006813 as COA.Member of the National Association of Financial Advisors (ANACOFI BROKERING).Third-party insurance and financial guarantees subscribed with Liberty Mutual Insurance Europe SE, 42 rue Washington 75008 Paris. 

MAISON LAPLACE

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €1,000

Registered offices: 13 rue du Général Foy – 75017 PARIS

Paris Company Registry: 922 641 782

NETINVESTISSEMENT

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €1,000

Registered offices: Cap Horn 123 Rue Lucien Faure – 33000 BORDEAUX

Bordeaux Company Registry: 489 024 661  

REGULATORY STATUTES:

ORIAS Registration N° 08042305 as CIF, COA and COBSP.

Member of the National Chamber of Asset Management Consultants (CNCGP).Real-estate professional card-holder for Property and Commercial Property transactions without directly handling funds, N°: CPI 3301 2018 000 026 371 issued by CCI - Bordeaux-Gironde. 

Third-party insurance and financial guarantees subscribed with MMA IARD, 160 rue Henri Champion - 72030 Le Mans Cedex 9.

OPTI FINANCE

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of € 1,349,950

Registered offices: 15 boulevard René Levasseur 72000 Le Mans

Le Mans Company Registry: 353 278 492

REGULATORY STATUTES:

ORIAS Registration N° 07002646 as CIF, COA and COBSP

Member of the National Chamber of Asset Management Consultants (CNCGP)

Third-party insurance and financial guarantees subscribed with MMA IARD, 160 rue Henri Champion - 72030 Le Mans Cedex 9.

PRIMONIAL

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €50,894,318.80

Registered offices: 6-8 rue du Général Foy – 75008 PARIS

Paris Company Registry: 484 304 696 

REGULATORY STATUTES:

ORIAS Registration N° 08042305 as CIF, COA and COBSP. Member of the National Association of Financial Advisors (ANACOFI CIF and ANACOFI-BROKERING)Real-estate professional card-holder for Property and Commercial Property transactions without directly handling funds, N°: CPI 7501 2016 000 013 748 issued by CCI - Pairs Ile-de-France. 

Third-party insurance and financial guarantees subscribed with Liberty Mutual Insurance Europe SE, 42 rue Washington 75008 Paris. 

PRIMONIAL INGÉNIERIE ET DÉVELOPPEMENT

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €43,716

Registered offices: 6-8 rue du Général Foy – 75008 PARIS

Paris Company Registry: 884 030 384

RDFI CONSEIL

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of € 50,000

Registered offices: 12 rue du Doyenné 69005 Lyon

Lyon Company Register: 513 922 062

REGULATORY STATUTES:

ORIAS Registration N° 09052178 as COA, MOBSP and CIF

Member of the National Chamber of Asset Management Consultants (CNCGP)

Third-party insurance and financial guarantees subscribed with MMA IARD, 160 rue Henri Champion - 72030 Le Mans Cedex 9.

SPORTINVEST

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €154,124

Registered offices: 6-8 rue du Général Foy – 75008 PARIS

Paris Company Registry: 422 835 199 

REGULATORY STATUTES:

Real-estate professional card-holder for Property and Commercial Property transactions without directly handling funds, N°: CPI 7501 2017 000 015 797 issued by CCI - Paris Ile-de-France. 

Third-party insurance and financial guarantees subscribed with Liberty Mutual Insurance Europe SE, 42 rue Washington 75008 Paris. 

ZENITH ASSET MANAGEMENT

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €850,000

Registered offices: 13 rue Alphonse de Neuville – 75017 PARIS

Paris Company Registry: 533 756 938

REGULATORY STATUTES:

Authorised as a portfolio management company by the AMF (Autorité des Marchés Financiers - Financial Markets Regulator), registration n° GP 11000028.

ZENITH CAPITAL

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €62,500

Registered offices: 9 avenue Myron Herrick – 75008 PARIS

Paris Company Register: 825 346 067

REGULATORY STATUTES:

ORIAS Registration N° 07024278 as CIF, COA and COBSP.

Member of the National Chamber of Financial Advisors (CNCIF).

ZENITH GLOBAL SOLUTIONS 

CONTACT DETAILS:

SAS (Simplified Corporation) with a capital value of €7,622.45

Registered offices: 13 rue Alphonse de Neuville – 75017 PARIS

Paris Company Registry: 434 221 404

Tel.: +33 1 84 74 44

REGULATORY STATUTES:

ORIAS Registration N° 07024278 as CIF and COA.Member of the National Chamber of Asset Management Consultants (CNCGP). 

Real-estate professional card-holder for “Property and Commercial Property transactions” without directly handling funds, n°: CPI75012016000014538 issued by CCI - Paris Ile-de-France.

Third-party insurance and €110,000 financial guarantee subscribed with MMA IARD, 14 Boulevard Marie et Alexandre Oyon - 72030 Le Mans Cedex 9.

  • CIF: Financial Investment Advisor (Conseiller en Investissement Financier)
  • COA: Insurance Broker (Courtier en Assurance)
  • COBSP: Bank Transaction and Payment Services Broker (Courtier en Opération de Banque et Services de Paiement)
  • MOBSP: Bank Transaction and Payment Services Mandated Agent (Mandataire en Opération de Banque et Services de Paiement) 
  • Registry: Centralised registry of Insurance, Banking and Finance intermediaries

ANACOFI, CNCGP and CNCIF are professional associations authorised by the AMF (Autorités des Marchés Financiers - Financial Markets Regulator), 17 Place de la Bourse – 75002 Paris, https://www.amf-france.org/fr

For COA, MIA, COBSP, MOBSP activities, the companies are subject to the control of the ACPR (Autorité de Contrôle Prudentiel et de Résolution - Prudential and Resolution Inspection Authority) -4, place de Budapest – CS 92459 – 75436 Paris Cedex 02, https://acpr.banque-france.fr/